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Get in touch to discuss your current financial situation and goals, in person or online.
We’ll compare multiple lenders and create a shortlist to suit your situation.
Once you’ve chosen a lender, we'll get you pre-approved so you know how much you can borrow and understand the repayment plan.
With pre-approval in place, you can now get your plans in place.
Once you’re ready to push the button, we’ll work to secure finance from your lender.
Book that holiday, get married, pay for a uni course. Whatever your plans, make it happen.
You provide collateral (such as the car or property) as security against the loan in case you can’t afford your repayments.
Lenders typically offer lower rates for secured loans (vs an unsecured loan) because there is less of a risk to them.
No additional security (e.g. your car or property) is provided against the loan. Instead the lender will rely on your credit score when they decide whether or not to approve you for the loan.
Interest rates can be higher than a secured loan and you might not be able to borrow as much.
Your interest rate and repayments will stay the same during the fixed term of your car loan.
As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.
We’ve got your questions covered.
Personal loans can be used for almost anything. The two most purposes are for paying down existing debt at a lower rate, also known as refinancing or credit card consolidation, or for making a purchase when you don’t have the money currently available. Examples include refinancing credit card debt, financing home improvements, buying a car, financing your wedding or paying for a funeral.
It’s always good to go through a pre-approval process so you know where you stand. Getting a pre-approval costs nothing.
Call us: 1300 366 287
Email: hello@17thave.finance
Address: lvl 5 151 Pirie street, Adelaide SA 5000
Make it happen. Whether you’re buying your first home, upgrading to the next one, refinancing, or financing a car, we’re ready when you are. Share your goals with us & we’ll connect you with a broker who works for you.