Almost 95% of property resales delivering a profit
Australian property owners are seeing more boosts to their equity, with new figures showing that the vast majority of dwellings resold in the March quarter delivered a profit. According to the latest Pain & Gain Report from Cotality, 94.9% of resales in the March quarter achieved a nominal gain – meaning they sold for more […]
- Author: admin
- Date: 8 July 2025
How property markets are performing throughout Australia
Dwelling prices continue to trend upward across the nation, with the latest Home Value Index from Cotality (formerly CoreLogic) showing steady momentum in nearly all capital cities. The national median price rose 0.5% in May, contributing to a 1.7% increase over the first five months of 2025. This growth has been broad-based, with every capital […]
- Author: admin
- Date: 10 June 2025
Top tax tips for property investors
As we near the end of the 2024-25 financial year, the Australian Taxation Office (ATO) has shared tips for property investors preparing their tax returns. These guidelines are designed to help investors avoid common errors and make the most of their entitlements. Understand what you can and can’t claim Not all property expenses are immediately […]
- Author: admin
- Date: 10 June 2025
What are deposit bonds and how do they work?
When buying property, most contracts require a 10% deposit to be paid at the time of exchange. But what if the buyer doesn’t have cash available straight away? That’s where a deposit bond can come in. A deposit bond is a financial guarantee provided by an insurer. It acts as a substitute for the cash […]
- Author: admin
- Date: 29 May 2025
Quick guide to green loans
Green loans are a type of finance designed to encourage environmentally friendly choices. They can help homeowners and property investors fund energy-efficient upgrades – while potentially benefiting from lower interest rates and special lending terms. These loans are offered by a growing number of lenders who want to support sustainable living. While the features vary […]
- Author: admin
- Date: 29 May 2025
Understanding conditional loan approval
For buyers planning to purchase a property, conditional approval can be a smart first step. It gives a clear idea of borrowing capacity, and shows agents and sellers that a buyer is serious and financially prepared. Conditional approval doesn’t guarantee the final loan, but it does provide confidence to bid or make an offer – […]
- Author: admin
- Date: 29 May 2025
How much do you need for a home deposit?
One of the first questions buyers often ask is how much they need for a home deposit. It’s a simple question with a slightly more complex answer – because the amount buyers need depends on their circumstances, goals and lender. The standard benchmark for a home deposit is 20% of the property’s purchase price. So, […]
- Author: admin
- Date: 27 May 2025
6 ways to fund your wedding
Weddings are special, but they’re not cheap. According to a Moneysmart survey, the average Australian wedding costs $36,000, which is why many couples turn to outside funding sources. 60% of respondents said they got a loan, while 18% used their credit card. Here are six ways you could cover the costs of your big day. […]
- Author: admin
- Date: 19 May 2025
How to use equity to purchase property
Equity can be a powerful financial tool, which you may be able to use to fund the deposit on an investment property. Your home equity is the difference between your property’s market value and the amount you owe on your mortgage. For example, if your home was worth $800,000 and your mortgage balance was $500,000, […]
- Author: admin
- Date: 9 April 2025
What are low-doc loans and who are they for?
For many self-employed borrowers, securing a home loan can be challenging due to the lack of traditional financial documentation such as payslips and tax returns. Low-doc (low documentation) loans provide an alternative pathway, allowing these borrowers to prove their income using different forms of financial evidence. Instead of full financial statements, lenders typically accept business […]
- Author: admin
- Date: 8 April 2025
