Get in touch to discuss your current financial situation and goals, in person or online.
We’ll research our panel of banks and lenders to create a shortlist of asset finance solutions that suit you.
Once you’ve chosen a lender, we'll get you pre-approved.
Time for you to decide on the equipment you need to run or expand your business.
We’ll complete all of the paper to work to secure finance from your lender
The agreement is finalised, the asset purchased and you can begin to enjoy using it, without a large lump sum outlay.
Obtain the business equipment or car you need through a hire purchase loan, where you pay hire charges over a fixed period. As soon as all your hire purchase payments are complete, ownership of the asset is transferred to you.
Commonly used by business owners and operators for car and equipment finance. With a chattel mortgage, the asset is owned by you from the outset and the loan agreement is secured by the asset.
Finance leases are flexible leases for businesses wanting the option to buy at the end of the lease or hand back the asset.
A novated lease is one of the easiest and most cost-effective ways to buy and own a car. This way, the financier owns the asset, while you and your employer sign a novation agreement to share the responsibilities of the loan.
You choose to pay a larger sum of the loan value at the end of the loan term. The sum you pay is usually based on a fixed percentage of the total loan value.
Reduce your repayments when you first start paying off the loan.
Consider how this will affect the amount of interest you pay over the life of the loan and the total amount that is left to pay at the end of your monthly repayment term. The remaining sum will need to be paid in full in one lump sum.
We can help you understand whether this approach suits your needs and run through the considerations and benefits in more detail. Get in touch.
Asset finance is usually set over a period of one year through to seven years.
A residual amount (sometimes referred to as a balloon payment) is a one-off payment at the end of the loan term. This is factored into the total cost of your loan at the beginning of the term.
Call us: 1300 366 287
Email: hello@17thave.finance
Address: lvl 5 151 Pirie street, Adelaide SA 5000
Make it happen. Whether you’re buying your first home, upgrading to the next one, refinancing, or financing a car, we’re ready when you are. Share your goals with us & we’ll connect you with a broker who works for you.
